Youtor
Roof Claims Explained ACV vs Replacement Cost Coverage
>> YOUR LINK HERE: ___ http://youtube.com/watch?v=Eq7baI3fu68
Are you experiencing damage to your roof because of wind or hail? Homeowners insurance companies often have confusing rules about these kinds of claims so we created a video that walks you through the process. • We'll explain the possible coverage options and break down an example claim scenario. When the video is complete, you'll have a great idea of what to expect from your insurance company when dealing with a roof claim. • Here are some highlights: • WHY DO INSURANCE COMPANIES HAVE DIFFERENT RULES FOR YOUR ROOF? • More than 40% of all homeowner’s insurance claims involve wind damage or hail damage to the exterior of a home. The vast majority of those claims involve the roof. • That means insurance companies are motivated to limit their risk with specific coverage options for your roof. So they’ve created a completely separate name for the kind of damage that usually happens to your roof - Wind/Hail Coverage • PEOPLE INVOLVED IN A ROOF CLAIM • 1. You - Obviously • 2. Roofing Contractor – The people that fix your roof • 3. Insurance Adjuster – The insurance company representative that makes decisions and cuts checks • STEPS IN A ROOF CLAIM • 1. Get an estimate from a reputable, local roofer • 2. File an insurance claim • 3. Meet with Insurance adjuster • TYPES OF WIND/HAIL COVERAGE • 1. None At All • 2. ACV Coverage – Pays less if your roof is older • 3. Replacement Cost Coverage – Pays the cost of replacing your roof minus your deductible • ROOKIE MISTAKE • Being Mean to the Insurance Adjuster • _______________________________________ • Learn more about us at: • Our Site - www.shineinsurance.com • Our Blog - www.shineinsure.com/blog • Our Podcast - www.scratchentrepreneur.com • Our New Home Buyers Course: https://www.newhomebuyersguide.net
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