EMI Disadvantages creditcard

>> YOUR LINK HERE: ___ http://youtube.com/watch?v=OAEAxNgBbqM

Join my Insta❤️Fam: https://Instagram.openinapp.co/aravin... • Join my 💙Telegram channel: https://t.me/aravindsuriya • 1) Interest Rate: • 👉Credit card EMI interest rate is dependent on the credit card, relationship with the bank, etc. • 👉Usually, interest rates on merchant EMIs are lower than that on the post-purchase conversion. • 👉Hence, while opting for this option you should always look for the interest rate charged by the provider. • 👉To do so, you can compare the interest rates of multiple banks. • 2) Processing Fees: • 👉Credit card providers may also charge a processing fee to convert transactions into EMI. • 👉It can range from 1% to 3% of the transaction amount. • 3) GST on interest • 👉With respect to credit card EMIs, GST will be applicable on EMI processing fee and also on the interest component of your EMI. • 👉You can check the same on your credit card EMI table. • 👉Also, if you fail to pay the EMIs due, finance charges will be applicable on the unpaid amount and GST will be levied @18% of the finance charge. • 👉This can easily lead your credit card dues to pile up. • 👉Hence, it is always recommended to pay your credit card EMIs as and when due. • Hidden videos to grow📈 your YouTube Channel: https://vidiq.com/planfree • Learn how to analyse🔎 your YouTube analytics for FREE: https://www.tubebuddy.com/learn100 • My 🎒Kit: • MAONO AU-A03 🎙️Condenser Mic (Black): https://amzn.to/3YIdnaa • Ring 💡Light with Tripod Stand: https://amzn.to/3Z4RstL • Boya M1 Mic🎤: https://amzn.to/4158XMc • Poco📱 X3 Pro: https://amzn.to/3KiQzJR • 3 Books you must read: • The Disciplined 📈Trader: https://amzn.to/3EjxpQi • The Psychology🧠 of Money: https://amzn.to/3lNsYXj • The Richest🤴 Man in Babylon: https://amzn.to/3IvqQMV

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