Why Are FixedRate Mortgages Rising After a Base Rate Cut

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The Bank of England recently cut the base rate to 4.75%, but instead of dropping, fixed mortgage rates are on the rise! Lenders like Nationwide, Santander, HSBC, and TSB have increased their rates, leaving many wondering, ‘Shouldn’t rates be going down?’ In this video, we’ll explain why fixed-rate mortgages depend on swap rates rather than the base rate and how recent government spending, inflation concerns, and economic uncertainty are impacting these rates. Watch to understand what’s really driving mortgage rates—and what the future might hold. #MortgageAdvice #SwapRates #DSFinancial #UKBudget2024 #InterestRates

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