Travel Insurance Tips 7 Things to Know Before You Buy

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Should you insure your next trip? Do you really need travel insurance? These are questions I’ve been getting more often due to the recent pandemic and I will take some time in this video to answer those questions about travel insurance. The reason to buy travel insurance can be simply put: Travel Insurance minimizes the financial risks associated with travel. • Does it make sense for you? • For some people it makes financial sense. Others it doesn’t. • How willing are you to take risks? How much if peace of mind worth for you? • If your potential loss is a few hundred dollars in airfare, travel insurance is probably not worth the cost or aggravation. On the other hand, a once-in-a-lifetime $20,000 vacation is worth protecting. • Types of Travel Insurance: • Trip cancellation: Refund if you cancel due to a covered reason. CORONAVIRUS TYPICALLY ISN’T ONE. • Trip interruption: Refund for the rest of your trip if you have to return home • Trip delay: Refund for expenses due to a delay. Usually has to be 6 to 12 hours. • Medical: Emergency medical expenses on the trip. Optional: Medical Transport • Death/Dismemberment: • Baggage: Lost, Stolen, Damaged, Delay • Rental Car • Change Fees • === Less common types: • Political evacuation: Transport to the nearest safe place • Comprehensive insurance covers all of the above (plus expenses incurred if your trip is delayed, if you miss your flight, or if your tour company changes your itinerary). • Reimbursement only -- you pay first… then submit some paperwork to get your money back. • Travel alot? Look in to Annual policies • • 🔔 CLICK HERE TO SUBSCRIBE: https://www.youtube.com/yellowwproduc... • 💡 Yellow Productions on Social Media: • FACEBOOK: / yellowproductionstravel • INSTAGRAM: / yellowwproductions • TWITTER: / chrisraney • ✔️ Explore more of my content on my 2nd channel, the Office Survival Guide: / @officesurvivalguide • 📢 Check out my blog: • http://yelloww.net • 😀 Yellow Productions Merchandise: • https://www.etsy.com/shop/yellowprodu... • 🚀 My video gear: • Sony FDR-AX53 4K Handycam: http://amzn.to/2hYePVc • Sony ECMW1M Wireless Microphone: http://amzn.to/2gQKDGG • GoPro Fusion 360 Camera: https://amzn.to/2NINKSz • Pacsafe LS250 Anti-theft Shoulder Bag: http://amzn.to/2h0YCNt

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