How Do Social Security Survivor Benefits Work

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Social Security payments can sometimes be a significant portion of a couple’s retirement income. If your spouse passes away unexpectedly, it can have a dramatic impact on your financial wellbeing in retirement. This is especially true if there was a big income difference between you and your spouse. In this article we will review: • • Who is eligible to receive the Social Security Survivor Benefit • • How the benefit is calculated • • Electing to take the benefit early vs. delaying the benefit • • Filing strategies that allow the surviving spouse to receive more from Social Security • • Social Security Earned Income Penalty • Social Security filing strategies that married couples should consider to preserve the Survivor Benefit • • Divorce: 2 Ex-spouses 1 Current Spouse: All receiving the same Survivor Benefit • Contact Michael Ruger with Questions: 518-477-6686 or [email protected] • Visit our website: https://www.greenbushfinancial.com/ • Subscribe to our channel for more financial planning tips: / @greenbushfinancialgroup • #socialsecurity #socialsecuritybenefits #financialplanning #greenbushfinancial • 0:00 Introduction • 0:12 Social Security Survivor Benefits • 3:36 Married For 9 Months+ • 4:09 Normal Retirement Age • 5:28 Proactive Planning • 7:07 Advanced Filing Strategy • 8:05 Social Security Earned Income Penalty

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