What is Unique Transaction Reference UTR Number in case of RTGS and NEFT

>> YOUR LINK HERE: ___ http://youtube.com/watch?v=fOyyhtPEhIY

Unique Transaction Reference UTR Number generated whenever any customer make any inter bank transaction. • UTR number represent some information and in this video i have decoded that information. • For example : on 25 Feb 2021, i have done one NEFT whose UTR Number is • SBINH21056300025 • Here how we can decode the UTR Number : • The first 4 characters – Sending Bank i.e. SBIN • 5 Character - H – Branch Message P – Backend • 6 7 – Current Year i.e. 21 • 8,9, 10 - Day (001 for 1st Jan and 365 for 31st Dec.) i.e 25 Feb 21 • 11 t o 16 characters: Unique reference number, starting from 300001 on daily basis for SBI CBS branches. • • Murari Garg • / murarigarg

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