How to pay off debt with a credit card

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Carrying a balance on a high-interest credit card? Consider doing a balance transfer to a new card with a lower rate — possibly even one with 0% for a year or more. • A balance transfer is a simple concept: You apply for a new card with a lower interest rate, then move your balance to it from the old card. In effect, you’re using one card to pay off another, but you’re getting a lower interest rate in the process. It buys you time to help chip away at the debt. • Paying off debt is hard, but can be done. Stick to a plan and remember to always make on-time payments. • To find the best balance transfer and 0% APR credit cards and to see if you qualify, visit: • https://nerd.me/balancetransfer • This video on balance transfer credit cards will help answer the following: • What is a balance transfer? • How do balance transfer credit cards work? • Important considerations and fees, plus other options for those with lower credit • Related videos from NerdWallet • Money Talks: How to manage your money • How to build a budget: • How to build a budget. • How to get out of debt: • How to get out of debt. • How to keep you cash; you earned it: • How to keep your cash. You earned it. • How to set your future self up for success: • How to set your future self up for su... • Credit card basics • How to calculate credit card interest: • How to calculate credit card interest • How paying down your cards could help your credit: • How paying down your cards could help... • 3 reasons to use credit cards over debit cards: • 3 reasons to use credit cards instead... • Words From Our Nerds: Credit card reviews: • Words from our Nerds: Credit Card Rev...

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