APR vs APY

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Ever wonder why your loan interest and savings interest seem so different? It’s all about APR vs. APY! APR and APY may sound similar, but they’re actually very different—and knowing the difference can save you money. APR tells you the cost of borrowing money on things like loans and credit cards, while APY shows you how much you’ll earn on savings or investments. • #APR #APY #interestrates #personalfinance #financialliteracy #moneytips #compoundinterest #savings #loans #financialwellness #investment #smartmoney #interest #financialeducation #financialeducation #moneymanagement #financialgoals #wealthmanagement #savemoney #growyourmoney #financialfreedom #moneytalk #personalfinance101 #savvyinvestor #budgeting #financewisdom #investing101 #buildwealth #moneymatters

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