Loan Moratorium Period

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Moratorium period refers to the particular duration in the loan tenure when the borrower is not required to make any repayment in form of EMI. This period is also known as EMI holiday. Moratorium in terms of law means delay or suspension of an activity in a legal context. • PURPOSE - Usually, such breaks are offered to help individuals facing temporary financial difficulties or to help them plan their repayment well. • INTEREST - Borrower can opt to serve interest during moratorium period or after moratorium period in form of higher EMI. Simple interest is charged for the number of months borrower have taken the moratorium on the loan principal amount outstanding. • Generally you will find moratorium period in home loan, education loan, project finance etc. • Link to all other Playlists :- • Banking System Module - • Banking System Module • Economics Tutorial - • Economics Tutorial • Stock Market Basics - • Stock Market Basics • Wealth Management Tutorial - • Wealth Management Tutorial • Credit Management Tutorial - • Credit Management Tutorial • Financial Services - • Financial Services • Business Ethics - • Business Ethics Corporate Governance • Working Capital Management - • Working Capital Management Tutorial • Corporate Finance - • Corporate Finance • Financial Statement Analysis - • Financial Statement Analysis • Financial Functions In Excel - • Financial Functions In Excel • Capital Budgeting - • Capital Budgeting • Capital Structure Decision - • Capital Structure Decision • Financial Terms - • Financial Terms • Banking Terms - • Banking Terms • General Insurance - • General Insurance Module • Follow DevTech Finance on :- • Instagram - / devtechfinance • LinkedIn - / devtech-finance • Facebook - / devtechfinance • Slideshare - https://www.slideshare.net/NishaNandani • Thank You For Watching • Please Subscribe To DevTech Finance

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