What does the FDCPA say about cease and desist letters to debt collectors

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Cease and desist letters can be very powerful -- let's look at the actual text of the FDCPA (Fair Debt Collection Practices Act) to see what the law actually says about these letters. • Here is a link to the law: https://www.law.cornell.edu/uscode/te... • (c)Ceasing communication • If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except— • (1)to advise the consumer that the debt collector’s further efforts are being terminated; • (2)to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or • (3)where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. • If such notice from the consumer is made by mail, notification shall be complete upon receipt. • Thanks for watching! • John • John G. Watts • Watts Herring, LLC • Representing consumers across Alabama • 205-879-2447 • https://www.alabamaconsumer.com/ • https://www.alabamaconsumer.com/conta... (to send us a message) • Our free weekly webinar is here -- https://my.demio.com/ref/ZHxa8NhYRNAp... -- Join us if you can! • No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

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