Every Investing Question Answered

############################# Video Source: www.youtube.com/watch?v=gi0xEkW2wUM

I asked my newsletter subscribers for all their questions related to money, investing, pensions and more! • Want to be a subscriber? Sign up here (it's free): https://financialinterest.com/ • This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. • Resources from video • PLSA - https://www.retirementlivingstandards... • Kids money books - https://myfirstnestegg.com/articles/b... • Best JSIPP: https://financialinterest.com/best-ju... • Best SIPP: https://financialinterest.com/best-sipp/ • Pension cheat sheet: https://financialinterest.com/pension... • Dividends: • Bad • • The True Cost Of Dividend Investing • • The Irrelevance of Dividends • Good • • People are Wrong about Dividend Stock... • The brokers I use: 📈 • Trading 212 • https://trading212.com/promocodes/DAMIEN • If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app. • InvestEngine • https://investengine.pxf.io/eKR40z • Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine • Vanguard • https://www.vanguardinvestor.co.uk/ • This is not an affiliate link • DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms. • Timestamps: • 0:00 Money questions • 0:57 Workplace pension contributions or use ISA? • 2:50 How to move old work pension into a SIPP • 3:26 Best pension strategy for self-employed? • 4:37 Good time to consolidate pensions? • 5:30 Higher fees for index funds over ETFs? • 6:34 House still worth it financially? • 7:33 Teach children about finance • 9:56 Pensions for self-employed? • 11:03 How to move to new broker with minimal risk • 11:49 Best stocks to bonds ratio? • 14:05 Can you move from SIPP to ISA? • 14:53 Should you buy the S P 500 when the price drops? • 15:40 When should you sell a stock? • 16:42 Best Junior SIPP? • 17:29 Magic retirement number? • 19:03 Good yearly pension amount? • 20:24 How do I get HMRC to backdate my pension? • 21:45 Realistic 30-year return of index fund? • 22:55 ISA or pension long-term? • 24:03 Rainy day fund AND emergency fund? • 25:24 Best approach to drawdown pension? • 26:29 Can you explain compound interest? • 27:47 How to see my remaining ISA allowance • 28:24 Robo-advisor or ISA? • 29:55 Default funds are bad but I don't know what to do? • 30:52 GIA after maxing ISA? • 32:02 How do I invest in my late 50s? • 33:44 Why are some funds listed in multiple currencies? • 34:20 When is owning a home financially better than renting? • 35:39 Does buy-sell spread differ across platforms? • 36:38 Buy now pay later? • 38:16 Pension regulation be managed independently? • 39:22 Do I need a dip to get a return? • 39:48 Higher interest rates in foreign currency? • 40:22 Electric cars and purchasing on PCP? • 41:55 Compare pension funds? • 44:10 Overpaying pension, should I move to LISA instead? • 45:41 What if markets crashed as you were about to retire? • 46:58 Maxed out ISA, what next? • 48:54 Dividends better than capital gains? • 50:33 How much to risk on a business? • 51:30 Current pension or SIPP? • 52:31 Growth funds first, then dividend? • 53:07 Withdraw in retirement with good or bad markets? • 53:33 Funds with ethical message? • 55:48 New build with a LISA? • 55:54 Should I take 5% interest with no risk? • 56:51 Past pensions into SIPP? • 57:48 Optimise returns over next 2-3 years? • 59:08 Am I ready to manage my own investments? • 1:01:50 Acc or inc fund? • 1:02:15 100% equities in retirement? • 1:03:55 Improve credit score as a student • 1:04:49 Should I just spend my money? • 1:05:14 £400k pension, should I transfer it? • 1:05:59 Improve financial knowledge • 1:07:59 Short-term savings? • 1:08:27 Is paying for financial advice worth it? • 1:09:02 Inherited £96k. What now? • 1:11:02 Best SIPP? • 1:11:51 Want to retire in 40s • 1:12:54 Real estate investment? • 1:14:21 Pay cut for benefits? • 1:15:38 Move from GIA to ISA? • 1:16:25 Emergency fund for 19 year old? • 1:18:07 one index fund enough? • 1:19:22 All weather portfolio? • 1:19:40 Alternative investments? • 1:20:46 reaction to market crash? • 1:22:35 Help To Buy ISA worth it? • 1:22:59 Diversify pension? • 1:23:57 Pay off mortgage in retirement? • 1:24:39 Pay off mortgage early? • 1:25:23 Cost averaging? • 1:27:11 Diversify cash? • 1:27:40 When to cash in? • 1:28:06 Best place for £100 per month? • 1:28:57 Advice for students? • 1:31:09 £85k FSCS limit? • 1:33:40 S P 500 or other? • 1:34:15 I got scammed. • 1:37:11 Save or enjoy life? • 1:38:02 Blended funds? • 1:38:49 SIPP contributions? • 1:39:34 ETF when company drops out? • 1:41:55 Issues £100k earnings? • 1:42:33 I don't feel secure? • 1:45:44 Thanks

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